440 Panay, Morro Bay, CA 93442

$735,000
2
BD
2
BA
880
SqFt

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Sold Price
$735,000
List Price
$745,000
Closing Date
Mar 30, 2026
Status
CLOSED
MLS#
SC26066990
Year Built
1972
Bedrooms
2
Bathrooms
2
Living Sq. Ft
880
Lot Size
2,800
Acres
0.06
Lot Location
0-1 Unit/Acre
Days on Market
41
Property Type
Single Family Residential
Style
Cottage
Property Sub Type
Single Family Residence
Stories
One Level

Property Description

Whether you’re seeking a full-time residence or the ideal coastal escape, this inviting beach cottage delivers relaxed seaside living in an exceptional location. Welcome to 440 Panay in beautiful Morro Bay! This thoughtfully updated 2-bedroom, 1.75-bath home offers approximately 900± sq ft of living space, complemented by a one-car garage with generous storage and a welcoming front porch with a peekaboo ocean view. Step inside to vaulted wood ceilings, abundant natural light, luxury vinyl plank flooring, and a charming wood-burning stove that creates an immediate sense of warmth and comfort. The bright kitchen showcases new granite countertops, expanded cabinetry, updated lighting, and newer appliances—all included—making it as functional as it is stylish. Just beyond, the recently renovated bathroom features built-in storage, a striking white stone sink, and eye-catching teal tile in the shower for a fresh coastal feel. Toward the rear of the home, you’ll find two comfortable bedrooms with ample closet space. The “blue room” offers beautiful natural light and custom handmade mirrored closet doors, while the second bedroom includes its own updated ¾ bath along with slight views of Morro Rock and the iconic Three Stacks. The garage includes washer and dryer hookups and a tucked-away area ideal for additional storage. Need more car space? The carport out front is perfect for that. Outside, the fully fenced backyard is simply landscaped and ready for relaxing afternoons or weekend gatherings. Located within half a mile of the beach, restaurants, and schools, this move-in-ready coastal gem truly has it all—inviting you to settle in and start living your California beach dream.

Additional Information

Appliances
Dishwasher, Gas Cooktop, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator, Dryer, Washer
Pool Description
None
Fireplace Description
Living Room
Cooling Description
None
View
Neighborhood, Ocean, Peek-A-Boo
Patio
Deck, Enclosed, Front Porch, Porch
Garage Spaces Total
1
Sewer
Public Sewer
Water
Public
School District
San Luis Coastal Unified
Interior Features
Eat-in Kitchen, Granite Counters, High Ceilings, All Bedrooms Down, Bedroom on Main Level, Main Level Primary
Attached Structure
Detached
Number Of Units Total
1

Listing courtesy of Listing Agent: Hannah Atchison (hannah.atchison@compass.com) from Listing Office: Compass.

Listing sold by Jessica Padilla from Compass

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Calculator source: Real Geeks

Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.